Effective: August 1, 2010
VISA® Rate APR*
Classic Fixed 14.90%
VISA Classic Cash Advance and Balance Transfer Rate until 12/31/2010. Rate after the promotion period will be 14.90%

           Fixed

       1.99%

Limits available from $500 to $15,000.
Share Secured Visa Classic also available.
Gold Fixed 10.90%
VISA Gold Cash Advance and Balance Transfer Rate until 12/31/2010. Rate after the promotion period will be 10.90%

           Fixed

       1.99%

Limits available from $3,000 to $20,000.

Please Note:

  • * All rates disclosed above are done so using the APR (Annual Percentage Rate), and are disclosed with the lowest rate available to our members.
  • Your rate may vary from the above rates and will be determined by your individual credit history.
  • All rates are subject to change without notice.
  • All rates disclosed on this page are FIXED.

VISA CLASSIC CREDIT CARD

Annual Percentage Rate for Purchases

14.90%

Other APRs

Cash Advance……14.90%

Balance Transfer…14.90%

Grace Period for Purchases

25 Days

Method of Computing the Balance for Purchases

Average Daily Balance

(Including New Purchase)

Annual Fee

None

Minimum Finance Charge

None

Transaction Fee for Purchases

None

Foreign Transaction Fee

1% of transaction amount

Balance Transfer Fee

None

Late Payment Fee

$10.00

Over-the-Credit-Limit Fee

None

VISA GOLD CREDIT CARD

Annual Percentage Rate for Purchases

10.90%

Other APRs

Cash Advance……10.90%

Balance Transfer…10.90%

Grace Period for Purchases

25 Days

Method of Computing the Balance for Purchases

Average Daily Balance

(Including New Purchase)

Annual Fee

None

Minimum Finance Charge

None

Transaction Fee for Purchases

None

Foreign Transaction Fee

1% of transaction amount

Balance Transfer Fee

None

Late Payment Fee

$10.00

Over-the-Credit Limit Fee

None