|
|

| Effective: August 1, 2010 |
| Fixed |
14.90% |
| VISA Classic Cash Advance and Balance Transfer Rate until 12/31/2010. Rate after the promotion period will be 14.90% |
Fixed |
1.99% |
| Limits available from $500 to $15,000. |
| Share Secured Visa Classic also available. |
| Fixed |
10.90% |
| VISA Gold Cash Advance and Balance Transfer Rate until 12/31/2010. Rate after the promotion period will be 10.90% |
Fixed |
1.99% |
| Limits available from $3,000 to $20,000. |
Please Note:
- * All rates disclosed above are done so using the APR (Annual Percentage Rate), and are disclosed with the lowest rate available to our members.
- Your rate may vary from the above rates and will be determined by your individual credit history.
- All rates are subject to change without notice.
- All rates disclosed on this page are FIXED.
|
VISA CLASSIC CREDIT CARD |
|
Annual Percentage Rate for Purchases |
14.90% |
|
Other APRs |
Cash Advance……14.90%
Balance Transfer…14.90% |
|
Grace Period for Purchases |
25 Days |
|
Method of Computing the Balance for Purchases |
Average Daily Balance
(Including New Purchase) |
|
Annual Fee |
None |
|
Minimum Finance Charge |
None |
|
Transaction Fee for Purchases |
None |
|
Foreign Transaction Fee |
1% of transaction amount |
|
Balance Transfer Fee |
None |
|
Late Payment Fee |
$10.00 |
|
Over-the-Credit-Limit Fee |
None |
|
VISA GOLD CREDIT CARD |
|
Annual Percentage Rate for Purchases |
10.90% |
|
Other APRs |
Cash Advance……10.90%
Balance Transfer…10.90% |
|
Grace Period for Purchases |
25 Days |
|
Method of Computing the Balance for Purchases |
Average Daily Balance
(Including New Purchase) |
|
Annual Fee |
None |
|
Minimum Finance Charge |
None |
|
Transaction Fee for Purchases |
None |
|
Foreign Transaction Fee |
1% of transaction amount |
|
Balance Transfer Fee |
None |
|
Late Payment Fee |
$10.00 |
|
Over-the-Credit Limit Fee |
None |
|