Effective: September 1, 2010
 
FIXED Payment Variable Rate Loans Index/Margin APR
Auto, Truck and Motorcycle Loans - up to 72 months Prime + 1.00% 3.25%***

Rate applies to all auto, truck and motorcycle loans, new or used, purchase or refinance

Boat and RV Loans - up to 120 months  Prime + 3.00%  3.25%***
Activity Vehicle Loans - up to 60 months Prime + 4.00% 3.25%***
Personal Loans - up to 60 months Prime + 6.00% 3.25%***
 CU Education Loan   Prime + 2.00%   3.25%***

 FIXED PAYMENT/VARIABLE RATE SPECIAL - PRIME +0% until 12/31/2010

***APR for Variable Rate loans, which may vary, will be indexed to the highest Prime Rate in the Wall Street Journal on the last day of each month, plus the rate margin indicated above. Your payment is set at time of application and will not change, instead the term may be shortened or lengthened. Conversion to a fixed rate option is available at any tme during the life of the loan. Currently, the initial annual percentage rate (APR) is "discounted" and will be in effect until 12/31/2010. Thereafter, the APR will be the highest Prime Rate plus the margin for the respective loan type. As of 8/31/10 the highest Prime Rate was 3.25% The discounted variable rate is not available for current fixed rate loan refinancing.
Personal Loans Rates APR
60 Month as Low as 12.99%*
48 Month as Low as 12.99%*
36 Month as Low as 11.99%*
24 Month as Low as 8.50%*
   

 

 FIXED PAYMENT/VARIABLE RATE SPECIAL - PRIME +0% until 12/31/2010

Minimum Loan $500 | Maximum Loan $20,000.00
 CU Education Loan          Index/Margin      APR
Private School or College Loan

Prime + 2.00%

   3.25%*
$5,000 per school year, $20,000 maximum aggregate, 120 month term, 1% Origination Fee
 

VARIABLE RATE SPECIAL - Prime +0% until 12/31/2010

*APR for CU Education Loans, which may vary, will be indexed to the highest Prime Rate in the Wall Street Journal on the last day of each month, plus the rate margin indicated above. Currently, the initial annual percentage rate (APR) is "discounted" and will be in effect until 12/31/2010. Thereafter, the APR will be the highest Prime Rate plus the margin for the respective loan type. As of 8/31/10 the highest Prime Rate was 3.25% The discounted variable rate is not available for current fixed rate loan refinancing.
CA$HFlow Credit (Overdraft Protection) Index/Margin APR
Revolving Prime + 10.00% 13.25%***
Monthly payment is 2.00% of total outstanding balance or $25.00, whichever is greater
Overdraft is protection for your Checking Account. Limits of $250 to $20,000 Available
Savings Secured Loan   APR*
Up to 60 Months   4.25%
(Minimum monthly payment $35.00)
Savings Secured Line of Credit Rate APR*
Revolving as Low as 9.90%
Monthly Payment are calculated by costs per $100 of amount financed:
$0.01 - $4000.00   $3.50
$4000.01 - $6000.00   $3.00
$6000.01 - $8000.00   $2.50
$8000.01 and over   $2.40
Minimum Limit - $500 | Maximum Limit - $25,000.00
Certificate of Deposit Secured Loan Rate APR*
Up to 36 Months as Low as 3.00%
Limits available from $500 up to certificate balance.

Please Note:

  • *All rates disclosed above are done so using the APR (Annual Percentage Rate), and are disclosed with the lowest rate available to our members.
  • Your rate may vary from the above rates and will be determined by your individual credit history.
  • All rates are subject to change without notice.
  • Maximum of unsecured credit per member is $20,000.00.
  • ***APR for Variable Rate loans, which may vary, will be indexed to the highest Prime Rate in the Wall Street Journal on the last day of each month, plus the rate margin indicated above. Your payment is set at time of application and will not change, instead the term may be shortened or lengthened. Conversion to a fixed rate option is available at any tme during the life of the loan. As of 8/31/10, the highest Prime Rate was 3.25%.