PRODUCT.................................APY* |
PRODUCT..................................APY* |
Share Savings.........................0.65%
Minimum balance requirement..........$5.00
Dividend on average daily balances of
$50.00 or more
(Complete Rate and Fee Disclosure) PDF |
Share Draft (Checking).................0.44%
No minimum balance requirement.
Dividend on average daily balances of
$10,000.00 or more
(Complete Rate and Fee Disclosure)
PDF |
Sub-Share Savings..................0.65%
Includes; Holiday, Special, Escrow,
Vacation, Summer Loan Payments
No minimum balance requirement.
Dividend on average daily balances of
$50.00 or more
(Complete Rate and Fee Disclosure) PDF |
Youth Clubs........................0.96%
Minimum balance requirement..........$5.00
Dividend on average daily balances of
$5.00 or more
(Complete Rate and Fee Disclosure) PDF |
Money Market
Balances:
APY
$50.00 to $2,499.99...................0.65%
$2,500.00 to $9,999.99..............1.45%
$10,000.00 to $24,999.99...........1.45%
$25,000.00 and over...................1.50%
Dividend on average daily balances
of $50.00 or more
3 free withdrawals per month,
$5.00 fee for each withdrawal after 3
(Complete Rate and Fee
Disclosure) PDF |
PRODUCT..................................APY* |
|
IRA Shares.........................0.96%
Dividend on average daily balances of
$50.00 or more
(Complete Rate and Fee
Disclosure) PDF |
Share Certificates
Term:
APY
6 Month.....................2.25%
12 Month....................2.50%
24 Month....................3.25%
36 Month....................3.75%
$500 minimum deposit on certificates
$100,000 maximum deposit on certificates
We may impose a penalty if you withdraw any
of the principal before the maturity date.
The amount of the early withdrawal penalty for
your account is 90 days dividends.
Early withdraw penalty could reduce
the earnings on the account.
(Complete Certificate Rate
Disclosure) PDF |
IRA Certificates
Term:
APY
6 Month.....................2.25%
12 Month....................2.50%
24 Month....................3.25%
36 Month....................3.75%
$500 minimum deposit on certificates
$250,000 maximum deposit on certificates
We may impose a penalty if you withdraw any
of the principal before the maturity date.
The amount of the early withdrawal penalty for
your account is 90 days dividends.
Early withdraw penalty could reduce
the earnings on the account.
(Complete Certificate Rate Disclosure) PDF |
*All rates disclosed above are done so
by using the APY (Annual Percentage Yield)
Any fees imposed could reduce earnings on any account.
The Dividend Rate and Annual Percentage Yield
may change monthly as
determined by the
Credit Union’s Board of Directors.
The Dividend Rates and Annual Percentage
Yields
are the rates and yields as of the last dividend declaration date.
SCFCU - Saratoga's Community Federal Credit Union
Share and Certificate Rates Current as of:
May 26, 2008
All rates are subject to change without notice.
Please call (518) 583-2323 to verify that these rates are current.
Your savings federally insured to
at least $100,000
and backed by the full faith and credit of the United States Government
(NCUA) National Credit Union Administration, a U.S. Government Agency
|
