Personal Loans

"Serving the Saratoga
Community since 1945"

Saratoga's Community Federal Credit Union

Your savings federally insured to
at least $100,000 and backed
by the full faith and credit
of the United States Government
(NCUA)
National Credit Union
Administration,
a U.S. Government Agency

Personal Loans - (Current Rates)

Saratoga's Community Federal Credit Union offers highly competitive rates on its personal loans. These loans can be used for a wide range of purposes from that vacation getaway to that household appliance you've been needing. We offer flexible terms ranging from 12 to 60 months. With loan amounts from $500 to $20,000*.

Follow the links on the side of the page for Payment Calculator, On-Line Application and Checklist of Items!

"Quick Cash" Line of Credit - (Current Rate)

SCFCU offers a convenient "Quick Cash" line of credit with great rates available. Get approved for a specific limit, then advances can be made right over the phone and deposited right to your share draft account. We offer limits ranging from $500 to $20,000. Flexible repayment terms and you don't have to fill out an application every time you want an advance.

Follow the links on the side of the page for On-Line Application and Checklist of Items!

NEW! Share Certificate Secure Loans - (Current Rates)

Saratoga's Community Federal Credit Union offers a share certificate secured loan in which your share certificate is used as collateral for the loan. These loans are offered at a very competitive rate. The share certificate secured loan can also be one of the least expensive ways to borrow. It is also a great loan to establish or rebuild your credit rating. Loan amounts available up to your available share certificate balance. Terms are available up to the maturity date of the certificate with the payment based on that term. Interest only payments required and any additional payment will be applied toward principal.

Computer Loans - (Current Rates)

Saratoga's Community Federal Credit Union has designed a loan program specifically for the purchase of a new computer. Compare our rates, this is one cost effective way to get that new computer you have been wanting. Repayment range from 12 to 48 months, and loan amounts from $500 to $4,000.

Follow the links on the side of the page for Payment Calculator, On-Line Application and Checklist of Items!

Share Secured Loan - (Current Rate)

Saratoga's Community Federal Credit Union offers a share secured loan in which your shares (savings) are used as collateral for the loan. These loans are offered at a very competitive rate. The share secured loan can also be one of the least expensive ways to borrow. It is also a great loan to establish or rebuild your credit rating. Loan amounts available up to your available share balance. Terms are available up to 60 months with a minimum monthly payment of $35.00.

Follow the links on the side of the page for Payment Calculator, On-Line Application and Checklist of Items!

Share Secured Line of Credit - (Current Rate)

Saratoga's Community Federal Credit Union offers a share secured line of credit in which your shares (savings) are used as collateral for this line. The share secured line of credit can also be one of the least expensive ways to borrow because it is offered at a very competitive rate. Advances can be made right over the phone and deposited right to your share draft account. Limits range from $500 to $25,000 depending on your available share balance. Flexible repayment terms and you don't have to fill out an application every time you want an advance. It is also a great loan to establish or rebuild your credit rating.
Follow the links on the side of the page for On-Line Application and Checklist of Items!

Overdraft Line of Credit - (Current Rate)

Saratoga's Community Federal Credit Union offers Overdraft Protection to compliment our share draft (checking) account. The Overdraft Line of Credit has limits available from $500 to $2500. Get the added protection you deserve today.

Follow the links on the side of the page for On-Line Application and Checklist of Items!