Mortgages

"Serving the Saratoga
Community since 1945"

Saratoga's Community Federal Credit Union

SCFCU is providing mortgage loans with an agreement with CUC Mortgage. This relationship allows credit union members mortgage programs that meet just about every need. So give us a call for more information or follow the link for information including rates, financial calculators, pre-qualifications, and application status just to name a few.

New Mortgages - (Current Rates, financial calculators, pre-qualifications, and application status just to name a few.)

You find the home. We’ll handle the mortgage.

Schools. Neighborhoods. Backyards. As a homebuyer, you’ve got enough on your mind without thinking about a mortgage. Let us handle it for you…with a loan process that’s fast, and hassle-free.

Our mortgages are designed specifically to save you money:

	Fixed- and adjustable-rate mortgages
	The competitive interest rates we offer our members every single day
	Low down payments, so you keep more of your hard-earned savings
	Flexible terms, including lock-in and float options for the best possible rate
	Affordable closing cost programs to save you money

No matter what kind of home you’re buying, we’ll walk you through the process without leaving you in the dark…or pushing you too fast. It’s the kind of "people are worth more than money" treatment you’d expect from your credit union. To find out more, please email us.

Refinancing - (Current Rates, financial calculators, pre-qualifications, and application status just to name a few.)

Would you like to save money, shorten your mortgage term, free up cash or maybe pay for college? We can make it happen…with refinancing for real people that’s fast and hassle-free.

Our refinancing terms are designed to save you money:

	Lock-in and float options to help you secure the best possible rate
	No upfront costs when you roll them into the new loan amount
	The competitive interest rates we offer our members every single day
	Every effort made to keep fees low.

No matter what your situation, we’ll walk you through the process without leaving you in the dark…or pushing you too fast. It’s the kind of "people are worth more than money" treatment you’d expect from your credit union. To find out whether refinancing is right for you, please email us.