Personalized Lending -
An easier way to borrow!
To make getting a loan more convenient for you, we are
reinventing our loan processing. With this change you will
see new lending documentation. We will provide you with
an brief application that you can use to apply for and
agree to credit services on one form. For your peace of
mind and protection, you can also elect payment
protection.
Here's how
it works: To apply for a loan simply complete the
Application and Plan Signatures form and return to us.
Once you have completed the "one-time" loan application
and we have it on file, you will only have to provide us
with brief updates to obtain future loan advances. Each
time you need to borrow just let us know. You may request
loan advances in person, by phone, by FAX, or via our
online loan application. It's that easy.
When
you have been approved for an advance, we will supply you
with the repayment terms and a description of the
collateral for the advance. Then, we can deposit the loan
funds directly into your account so that you can have
immediate use of your funds. We look forward to serving
your lending needs. Stop by the office at 23 Division
Street or call (518) 583-2323 to see how easy obtaining a
loan can be.
Personalized lending also rewards you with some of the
lowest rates in our area based on your individual credit
history.
We also offer our membership a
wide array of loan programs. These programs are offered at competitive rates and
flexible terms. There are several different payment options such as payroll deduction,
direct deposit, or automatic transfer from your credit union savings or checking account.
In most cases, we will approve a loan request within 24 hours, excluding home loans.
